# Taokeh

> An AI-native ERP for Malaysian SMEs: accounting, e-Invoice (MyInvois), Malaysian
> payroll (EPF/SOCSO/EIS/PCB), inventory and marketplace sales in one subscription,
> from RM45 a month. Operated by Enya Venture. Serves
> Malaysia (MY). Plain-English and Bahasa Malaysia. 14-day free trial.

Taokeh is a multi-tenant SaaS for Malaysian small and medium businesses that
combines double-entry accounting, LHDN e-Invoice/MyInvois-ready invoicing, and
statutory Malaysian payroll (PCB/MTD, EPF/KWSP, SOCSO/PERKESO, EIS/SIP) with SST
as an à-la-carte add-on. Pricing is cheapest-base plus pay-per-use; from RM45/mo.

## Product
- [Taokeh (home)](https://taokeh.my/): Hand over the documents — Taokeh runs the books. AI document scanning, invoicing, accounts and EPF/SOCSO/EIS/PCB payroll for Malaysian SMEs. Free for 14 days.
- [AI accounting software Malaysia — the Ask Taokeh connector (MCP)](https://taokeh.my/integrations/ai): Connect Claude, ChatGPT or another MCP-capable AI assistant to your live books and ask in plain language; it reads freely but files drafts you approve — it can never post. RM29/mo, included in the trial. The first Malaysian-built accounting AI connector we are aware of (as of July 2026).
- [Taokeh MCP server (developer documentation)](https://taokeh.my/mcp-server): Taokeh runs an official Model Context Protocol server at https://taokeh.my/mcp (Streamable HTTP): 74 tools, OAuth for claude.ai and ChatGPT custom connectors, personal access tokens for Claude Desktop/Code and Cursor (a token can be scoped at mint to just the tool groups you choose). It reads the live books freely; every write is a draft a human approves — it can never post, edit or delete. Your own AI does the processing on your own subscription; the server never calls a model on MCP paths. RM29/mo, included in the 14-day trial.
- [Talk to your books (AI connector overview)](https://taokeh.my/guides/talk-to-your-books): Hand the day’s receipts, a question or a bank statement to your own AI. It reads your live books and drafts every entry — you keep the final tap. Nothing posts until you approve.
- [Interactive demo (no signup)](https://taokeh.my/demo): Feel Taokeh in 30 seconds. A real-feeling Malaysian trading business’s month in your browser: see the books alive, scan a receipt, ask Taokeh a question. All demo data.
- [Proof / paper trail](https://taokeh.my/proof): Any accounting tool can claim it is accurate and compliant. Here is Taokeh’s paper trail: a PCB (MTD) 2026 calculation LHDN confirmed in writing, e-invoices Valid on MyInvois.
- [Features](https://taokeh.my/features): Accounting, e-Invoice, payroll, inventory, storefront, scanning, and Counter — the shop till that IS the books, where the day closes into one consolidated cash sale.
- [Pricing](https://taokeh.my/pricing): Base plan from RM45/mo, à-la-carte add-ons (SST, multi-currency, scans, recurring revenue, and Counter till mode at RM49/mo), seat pricing. You pay only for what you switch on.
- [How Taokeh compares](https://taokeh.my/compare): Cloud accounting is table stakes. Taokeh is cloud too — and your own AI reads your live books and files drafts you approve. Compare with the questions that matter.
- [Switching from Bukku](https://taokeh.my/switch-from-bukku): Taokeh’s guided switch wizard reads Bukku’s export shapes and matches them to your chart — you confirm every figure before anything posts.
- [从 Bukku 转到 Taokeh（中文 / Simplified Chinese）](https://taokeh.my/zh/switch-from-bukku): 打算从 Bukku 转过来？Taokeh 的转移向导直接读得懂 Bukku 导出的档案，帮你对应到自己的会计科目 —— 每一个数字都由你确认之后才入账。Simplified-Chinese counterpart of /switch-from-bukku. The app interface itself is English and Bahasa Malaysia.
- [马来西亚电子发票 LHDN e-Invoice / MyInvois（中文 / Simplified Chinese）](https://taokeh.my/zh/e-invoice): LHDN 电子发票和 MyInvois 对马来西亚中小企业到底是什么意思：按营业额分阶段的时间表、验证和 QR 码怎么走、你要做的五件事。资料截至 2026 年 8 月，来源 LHDN。Simplified-Chinese counterpart of /guides/lhdn-e-invoice-malaysia. The app interface itself is English and Bahasa Malaysia.
- [Switching from Financio](https://taokeh.my/switch-from-financio): Taokeh’s guided switch wizard reads your Financio exports and matches them to your chart — you confirm every figure before anything posts.
- [Switching from SQL Account](https://taokeh.my/switch-from-sql): Moving from SQL Account? Taokeh’s switch wizard turns your trial balance and aged reports into opening balances you confirm, figure by figure.
- [Switching from UBS Accounting](https://taokeh.my/switch-from-ubs): Moving from Access UBS (formerly Sage UBS)? Taokeh’s switch wizard turns your trial balance and exported master records into opening balances you confirm.
- [Switching from AutoCount](https://taokeh.my/switch-from-autocount): Moving from AutoCount? Export your trial balance and ageing reports to Excel; Taokeh’s switch wizard turns them into opening balances you confirm.
- [Switching from Xero](https://taokeh.my/switch-from-xero): Moving from Xero? Taokeh's switch wizard turns your trial balance and aged reports into opening balances you confirm — payroll in the same ledger.
- [Switching from QuickBooks](https://taokeh.my/switch-from-quickbooks): Moving from QuickBooks? Taokeh's switch wizard turns your trial balance and ageing reports into opening balances you confirm — one Malaysian ledger.
- [Switching from Zoho Books](https://taokeh.my/switch-from-zoho-books): Moving from Zoho Books? Taokeh's switch wizard turns your trial balance and ageing reports into opening balances you confirm — one Malaysian ledger.
- [e-Invoice software (MyInvois)](https://taokeh.my/e-invoice-software): What Taokeh actually does about LHDN e-Invoice: a MyInvois batch file built from your books and checked 35/35 against LHDN’s official batch template, the consolidated monthly document, credit notes as type 02 and debit notes as type 03, the self-billed type 11 lane, a completeness check that names missing fields before you upload, and the validation QR stamped on the invoice PDF. Taokeh does NOT submit to LHDN over an API — you upload the batch to the MyInvois portal and paste the validation link back. Included in the base plan, with no per-document fee.
- [Perisian e-Invois (MyInvois) — Bahasa Malaysia](https://taokeh.my/perisian-e-invois): Perisian e-Invois yang dibina untuk MyInvois LHDN: eksport kelompok disemak 35/35 terhadap templat rasmi, dokumen bulanan yang disatukan, nota kredit dan nota debit, bil kendiri. Termasuk dalam pelan asas. Native Bahasa Malaysia counterpart of /e-invoice-software.
- [Payroll software (EPF, SOCSO, EIS, PCB)](https://taokeh.my/payroll-software): Malaysian payroll inside the same ledger as the books: the PCB/MTD 2026 calculation LHDN confirmed in writing (letter ref 2026-256, August 2026 — the calculation, not a blanket product endorsement), EPF/SOCSO/EIS from the published contribution schedules row for row, HRDF and zakat, statutory files for ASSIST and e-PCB Plus (Taokeh builds the files; the employer uploads and pays — no statutory submission on the tenant's behalf), encrypted payslip email and a staff portal. First 2 staff included in the base plan, then RM5/staff/month.
- [Perisian gaji (KWSP, PERKESO, SIP, PCB) — Bahasa Malaysia](https://taokeh.my/perisian-gaji): Penggajian Malaysia dalam lejar yang sama dengan buku: pengiraan PCB/MTD 2026 yang disahkan LHDN secara bertulis (rujukan 2026-256), KWSP/PERKESO/SIP daripada jadual caruman terbitan, HRDF dan zakat, fail berkanun untuk ASSIST dan e-PCB Plus, slip gaji tersulit dan portal pekerja. 2 pekerja pertama termasuk dalam pelan asas. Native Bahasa Malaysia counterpart of /payroll-software.
- [Taokeh Bookkeeping (done-for-you bookkeeping service)](https://taokeh.my/bookkeeping): A done-for-you bookkeeping service for Malaysian SMEs, on top of the software: send your paperwork the way you already do it, a named bookkeeper records everything in YOUR own Taokeh account with the scan of the original document attached to each entry, and month end brings your reports with SST and payroll filings prepared. Priced by your real transaction count (one transaction = one posted source document), from RM350/month, with a plan finder on the page that quotes you before you give any details. Your team keeps working in the system, your own AI can read the books, tax payments always leave your own bank account, and the account stays yours if you leave.
- [Taokeh Bookkeeping (perkhidmatan simpan kira) — Bahasa Malaysia](https://taokeh.my/perkhidmatan-simpan-kira): Perkhidmatan simpan kira untuk PKS Malaysia di atas perisian: hantar kertas kerja anda seperti biasa, penyimpan kira yang dinamakan merekodkan semuanya dalam akaun Taokeh anda sendiri dengan imbasan dokumen asal pada setiap catatan, dan hujung bulan membawa laporan serta pemfailan SST dan gaji yang disediakan. Harga mengikut bilangan transaksi sebenar anda, dari RM350/bulan. Native Bahasa Malaysia counterpart of /bookkeeping.
- [For Shopify sellers](https://taokeh.my/for/shopify-sellers): Your Shopify orders, your books and your LHDN e-Invoice export in one ledger. Own-store sales go on your MyInvois export; Shopee, TikTok Shop and Lazada sales are excluded because the platform e-invoices those. Gateway payouts reconciled after fees.
- [For accountants & bookkeepers (the practice side)](https://taokeh.my/for/accountants): For Malaysian accountants and bookkeepers: one Taokeh sign-in across every client company, register a client's company and email the owner a link to claim it, one dashboard showing what is waiting in each client's books, staff added and removed across all clients in one place, and one checkout to pay for several clients' plans at list price. The accountant sign-in itself has no company and no bill; there is no partner discount.
- [For subscription / recurring-revenue businesses](https://taokeh.my/for/recurring-revenue): Bill an annual plan and let the revenue book itself month by month (MFRS 15), reconcile Stripe/Curlec/HitPay payouts net of fees, and stay e-invoice-ready.
- [Trust, security & data ownership](https://taokeh.my/trust): Company isolation, tamper-evident records, rehearsed backups, and no-lock-in export — plainly explained.
- [About Taokeh (who builds and runs it)](https://taokeh.my/about): Built and run from Kuala Lumpur by Enya Venture, a sole proprietorship; founder Lee Yie Chun (YC). LHDN confirmed the PCB/MTD 2026 calculation in writing (ref 2026-256); entry 256 on LHDN’s public software-provider list. Base plan plus à-la-carte add-ons.
- [Tentang Taokeh (siapa yang membina dan mengendalikannya) — Bahasa Malaysia](https://taokeh.my/tentang-kami): Dibina dan dikendalikan dari Kuala Lumpur oleh Enya Venture, sebuah pemilikan tunggal; pengasas Lee Yie Chun (YC). LHDN mengesahkan pengiraan PCB/MTD 2026 secara bertulis (rujukan 2026-256); entri 256 dalam senarai pembekal perisian awam LHDN. Pelan asas serta tambahan à la carte. Native Bahasa Malaysia counterpart of /about.
- [Free PCB calculator](https://taokeh.my/tools/pcb-calculator): Instant Malaysian MTD/PCB, EPF, SOCSO, EIS figures for any salary. No signup.
- [Free invoice generator](https://taokeh.my/tools/invoice-generator): Build a professional branded invoice PDF in the browser, no signup; nothing is stored.
- [Free deferred-revenue calculator](https://taokeh.my/tools/deferred-revenue-calculator): Spread an annual plan or multi-month retainer straight-line and see the monthly revenue release, the running deferred balance, and what you actually earned this month.
- [Kalkulator PCB percuma (Bahasa Malaysia)](https://taokeh.my/alat/kalkulator-pcb): Kira PCB/MTD, KWSP, PERKESO dan SIP bulanan untuk mana-mana gaji, ikut Jadual PCB LHDN semasa. Tiada pendaftaran.
- [Jana invois percuma (Bahasa Malaysia)](https://taokeh.my/alat/jana-invois): Bina invois PDF berjenama terus dalam pelayar, tanpa pendaftaran; tiada apa-apa disimpan.
- [Kalkulator hasil tertunda percuma (Bahasa Malaysia)](https://taokeh.my/alat/kalkulator-hasil-tertunda): Agihkan pelan tahunan atau retainer beberapa bulan secara garis lurus dan lihat pelepasan hasil bulanan, baki tertunda semasa, dan berapa yang benar-benar anda perolehi bulan ini.
- [Guides index](https://taokeh.my/guides): All Malaysian SME finance guides.
- [Playbooks index](https://taokeh.my/playbooks): Numbered setups you perform, not explainers: connect your own AI assistant to your Malaysian books, file bills from a folder, sweep them out of your email, clear statement day. Every step live-run against a real company before publishing.
- [Panduan amali (indeks panduan amali Bahasa Malaysia)](https://taokeh.my/panduan-amali): Pasangan Bahasa Malaysia asli bagi Playbooks — susunan bernombor yang anda laksanakan sendiri, dengan blok arahan dan kaveat bertarikh yang sama. Native Bahasa Malaysia pairs of the English playbooks at /playbooks.
- [Panduan (indeks panduan Bahasa Malaysia)](https://taokeh.my/panduan): Panduan bahasa mudah untuk PKS Malaysia tentang e-Invois LHDN (MyInvois), Potongan Cukai Bulanan (PCB), pendaftaran SST dan caruman KWSP/PERKESO/SIP. Native Bahasa Malaysia translations of the English guides at /guides — same figures, same dated attributions, same caveats.
- [Pioneer Program (founding 20)](https://taokeh.my/pioneers): 30% off every Taokeh subscription for as long as you stay active, in exchange for your business name, logo and one approved testimonial. Limited to 20 businesses.

## Playbooks (numbered setups you perform)
Not explainers — integrations. Every step was live-run against a real company before publishing,
and each page is dated "as at" because third-party AI client screens drift.
- [Set up an AI bookkeeper in Malaysia — step by step (2026)](https://taokeh.my/playbooks/ai-bookkeeper-setup-malaysia): A numbered setup: connect your own AI assistant to your Malaysian books, drop a bill in a folder, and watch a draft land on your approval deck. Nine steps, as at August 2026.
- [Automate bill entry from your email with AI](https://taokeh.my/playbooks/automate-bills-from-email): Your utility, telco and supplier bills already arrive by email. A numbered sweep that turns them into approved-by-you entries in your Malaysian books — no new habits, as at August 2026.
- [Reconcile your bank statement with AI — statement day, step by step](https://taokeh.my/playbooks/reconcile-bank-statement-with-ai): Statement day, as a numbered integration: your AI imports the statement, proposes a category for every row with its reasons, and you clear the queue in two taps. As at August 2026.
- [Everyone snaps, your AI books it — receipts from any phone](https://taokeh.my/playbooks/snap-receipts-ai-books-them): A numbered setup: give your team free capture logins, they photograph receipts on their phones, and your own AI files the drafts. You tap approve. As at September 2026.

## Panduan amali (Bahasa Malaysia playbooks)
Native Bahasa Malaysia pairs of the playbooks above — same steps, same instruction blocks, same
dated caveats.
- [Sediakan pembukuan AI untuk perniagaan Malaysia — langkah demi langkah (2026)](https://taokeh.my/panduan-amali/sediakan-pembukuan-ai): Susunan bernombor: sambungkan pembantu AI anda sendiri ke buku akaun Malaysia anda, letak satu bil dalam folder, dan lihat draf tiba di dek kelulusan anda. Sembilan langkah, setakat Ogos 2026.
- [Masukkan bil daripada e-mel secara automatik dengan AI](https://taokeh.my/panduan-amali/masukkan-bil-dari-emel-automatik): Bil utiliti, telco dan pembekal anda memang sudah tiba melalui e-mel. Satu sapuan bernombor yang menukarnya menjadi catatan yang anda luluskan dalam buku akaun Malaysia anda — tanpa tabiat baharu, setakat Ogos 2026.
- [Buat penyesuaian bank dengan AI — hari penyata, langkah demi langkah](https://taokeh.my/panduan-amali/sesuaikan-penyata-bank-dengan-ai): Hari penyata, sebagai susunan bernombor: AI anda mengimport penyata bank, mencadangkan kategori bagi setiap baris berserta sebabnya, dan anda mengosongkan barisan itu dengan dua tekanan. Setakat Ogos 2026.
- [Semua orang snap, AI anda yang catat — resit dari mana-mana telefon](https://taokeh.my/panduan-amali/snap-resit-ai-anda-yang-catat): Susunan bernombor: beri pasukan anda log masuk ambil gambar yang percuma, mereka snap resit di telefon, dan AI anda sendiri memfailkan drafnya. Anda cuma meluluskan. Setakat September 2026.

## Guides
- [LHDN e-Invoice (MyInvois) for Malaysian SMEs: a plain-English guide](https://taokeh.my/guides/lhdn-e-invoice-malaysia): What LHDN e-Invoice and MyInvois mean for a Malaysian SME: the phased rollout by turnover, how validation and the QR code work, and what you must do.
- [PCB / MTD (Monthly Tax Deduction) for Malaysian employers](https://taokeh.my/guides/pcb-mtd-monthly-tax-deduction): PCB/MTD is tax you deduct from staff pay each month and pay LHDN by the 15th through e-PCB Plus, with the CP39. How it’s worked out, plus a free calculator.
- [SST in Malaysia for SMEs: registration, sales tax vs service tax, and SST-02](https://taokeh.my/guides/sst-registration-malaysia): The general SST threshold is RM500,000 of taxable turnover over any rolling 12 months, as at July 2026. F&B, construction and private healthcare: RM1.5m.
- [EPF, SOCSO & EIS: a Malaysian employer’s statutory contributions explained](https://taokeh.my/guides/epf-socso-eis-employer-contributions): Employer rates as at July 2026: EPF 13% (12% above RM5,000), SOCSO 1.75%, EIS 0.2%, on top of the staff share. The amount you pay follows each agency’s schedule.
- [LHDN-approved payroll software in Malaysia: what the list actually means](https://taokeh.my/guides/lhdn-payroll-software-list-malaysia): LHDN really does verify payroll software — but only the PCB/MTD calculation, and the proof is a public list on hasil.gov.my. How to read that list, what it does not cover, and how to check any vendor in three minutes.
- [Connect Claude or ChatGPT to your accounting books (Malaysia, 2026)](https://taokeh.my/guides/connect-claude-chatgpt-accounting-malaysia): The first Malaysian how-to (that we know of) for connecting Claude or ChatGPT to your live accounting books over MCP — and how the AI never posts on its own.
- [Connect ChatGPT to your accounting books (Malaysia, 2026)](https://taokeh.my/guides/connect-chatgpt-to-your-books): The exact clicks for connecting ChatGPT to your live accounting books: Developer mode, the New Plugin form, the warning you will see, and your first question.
- [Run your business from Claude — accounting included (Malaysia)](https://taokeh.my/guides/run-your-business-from-claude): Which accounting software works with Claude or ChatGPT as a backend in Malaysia? The agent-stack architecture: your AI in the middle, an MCP-native Malaysian ledger underneath, and the safety contract in between.
- [Deferred revenue & MFRS 15 for Malaysian SMEs, in plain words](https://taokeh.my/guides/deferred-revenue-mfrs15-malaysia): What deferred revenue is, why recognising an annual plan up front misstates your P&L, how the monthly release works under MFRS 15, and how SST fits in — explained for Malaysian subscription and retainer businesses.
- [Recurring invoices & subscription billing for Malaysian businesses, in plain words](https://taokeh.my/guides/recurring-invoices-subscription-billing-malaysia): How to run recurring billing properly for a Malaysian subscription or retainer business: auto vs draft-first issuing, per-cycle LHDN e-invoicing, dunning and late payment, and what to look for in software.
- [Payment gateway fees & reconciliation for Malaysian businesses, in plain words](https://taokeh.my/guides/payment-gateway-fees-reconciliation-malaysia): Why the payout in your bank is less than what customers paid, why booking net receipts understates both revenue and expenses, the two-entry gross-and-fee booking with a worked RM1,000 example, and how to reconcile payouts to invoices.
- [Shopify and LHDN e-Invoice in Malaysia: which sales are yours to submit](https://taokeh.my/guides/shopify-e-invoice-malaysia): If you sell on Shopify and on a marketplace, only one of them is yours to e-invoice. How merchant of record decides it, what LHDN publishes about e-commerce platforms, and how to keep the two apart in your books.
- [PERKESO Lindung 24 Jam (SKBBK): what Malaysian employers deduct, and why the maximum is RM44.65](https://taokeh.my/guides/perkeso-lindung-24-jam): Lindung 24 Jam (SKBBK) explained for Malaysian employers: who it covers after the 8 July 2026 Cabinet decision, the banded contribution table, why the cap is RM44.65 not RM45, and how you remit it.
- [What Shopee actually costs a Malaysian seller — and how it should land in your books](https://taokeh.my/guides/shopee-seller-fees-malaysia): On ten orders from a real Malaysian Shopee shop, reconciled to the sen, the platform kept 20.9% of merchandise value — not the 5–8% commission. How to book it.
- [Shopee e-invoice: what sellers must do, and what Shopee does for you](https://taokeh.my/guides/shopee-e-invoice-malaysia): If you sell on Shopee in Malaysia, the platform issues the e-Invoice for those orders, not you. What LHDN publishes about e-commerce platforms, what you still have to keep, and the mistake that double-submits a sale.
- [AI accounting software in Malaysia: what it actually means (2026)](https://taokeh.my/guides/ai-accounting-software-malaysia): Four different things get sold as “AI accounting software” in Malaysia. What each one really does, the questions that tell them apart in a demo, and where Taokeh stands.
- [How AI creates accounting entries: drafts, not postings](https://taokeh.my/guides/how-ai-creates-accounting-entries): The difference between an AI drafting an entry and an AI posting one is the whole safety question. What a draft is, who approves it, and what to ask a vendor.
- [AI bank reconciliation in Malaysia: what is real and what is marketing](https://taokeh.my/guides/ai-bank-reconciliation-malaysia): What AI genuinely does to a Malaysian bank statement: matching, suggestions and learned memory. What it cannot do, and the questions to ask before you buy.
- [Connecting your own AI assistant to your books: what to look for](https://taokeh.my/guides/connect-your-own-ai-assistant-to-your-books): Bring-your-own-AI explained in plain words: what a connector is, why it beats a built-in chatbot, and how to tell whether accounting software will let you do it.
- [AI and LHDN e-Invoice: where it helps, and where the rules still bind](https://taokeh.my/guides/ai-e-invoice-lhdn-myinvois): Where AI genuinely helps with LHDN e-Invoice — intake, field checks, catching what would be rejected — and where MyInvois rules, not the AI, decide the outcome.
- [AI receipt and document scanning: what it costs and what it keeps](https://taokeh.my/guides/ai-receipt-scanning-malaysia): How AI document scanning really works, why it is metered, what a fair allowance looks like, and why keeping the original file matters more than the extraction.
- [Is AI accounting software safe for Malaysian SMEs?](https://taokeh.my/guides/is-ai-accounting-software-safe): The five safety questions worth asking about AI in your books — posting rights, audit trail, who can connect, where data goes, and PDPA — with straight answers.
- [What bookkeeping costs in Malaysia: the ranges, and what moves them](https://taokeh.my/guides/bookkeeping-cost-malaysia): What Malaysian SMEs actually pay for monthly bookkeeping: published ranges by transaction volume, what moves the fee, and the questions to ask before signing.

## Panduan (Bahasa Malaysia)
Native Bahasa Malaysia translations of the four statutory guides above. Same figures, dates and
caveats as their English pairs — a fact stated here is stated there.
- [e-Invois LHDN (MyInvois) untuk PKS Malaysia: panduan bahasa mudah](https://taokeh.my/panduan/e-invois-lhdn): Apa maksud e-Invois LHDN dan MyInvois untuk PKS Malaysia: pelaksanaan berperingkat mengikut perolehan, cara pengesahan dan kod QR berfungsi, dan apa yang anda perlu buat.
- [PCB (Potongan Cukai Bulanan) untuk majikan di Malaysia](https://taokeh.my/panduan/pcb-potongan-cukai-bulanan): PCB/MTD: cukai dipotong daripada gaji pekerja setiap bulan, dibayar kepada LHDN paling lewat 15hb melalui e-PCB Plus bersama CP39. Cara kira + kalkulator.
- [SST di Malaysia untuk PKS: pendaftaran, cukai jualan lawan cukai perkhidmatan, dan SST-02](https://taokeh.my/panduan/sst-malaysia): Ambang am SST ialah RM500,000 perolehan bercukai dalam mana-mana tempoh 12 bulan, setakat Julai 2026. F&B, pembinaan dan kesihatan swasta: RM1.5 juta.
- [KWSP, PERKESO & SIP: caruman berkanun majikan Malaysia diterangkan](https://taokeh.my/panduan/kwsp-perkeso-sip): Kadar majikan setakat Julai 2026: KWSP 13% (12% melebihi RM5,000), PERKESO 1.75%, SIP 0.2%, di atas syer pekerja. Jumlah dibayar mengikut jadual setiap agensi.
- [Perisian gaji yang diluluskan LHDN: apa sebenarnya maksud senarai itu](https://taokeh.my/panduan/senarai-perisian-gaji-lhdn): LHDN memang mengesahkan perisian gaji — tetapi pengiraan PCB/MTD sahaja, dan buktinya ialah senarai awam di hasil.gov.my. Cara membaca senarai itu, apa yang ia tidak liputi, dan cara menyemak mana-mana vendor dalam tiga minit.
- [Tanya buku akaun anda dengan AI: sambungkan Claude atau ChatGPT (Malaysia, 2026)](https://taokeh.my/panduan/tanya-buku-akaun-dengan-ai): Cara menyambungkan Claude atau ChatGPT kepada buku akaun perniagaan anda di Malaysia: apa yang diperlukan, langkahnya, soalan pertama yang berbaloi ditanya — dan mengapa AI tidak sekali-kali boleh mencatat sendiri.
- [Sambung ChatGPT ke buku akaun anda (Malaysia, 2026)](https://taokeh.my/panduan/sambung-chatgpt-ke-buku-akaun): Langkah sebenar untuk menyambungkan ChatGPT ke buku akaun hidup anda: mod pembangun, borang plugin baharu, amaran yang anda akan nampak, dan soalan pertama.
- [Jalankan perniagaan anda dari Claude — perakaunan sekali (Malaysia)](https://taokeh.my/panduan/jalankan-perniagaan-dari-claude): Perisian perakaunan mana yang boleh menjadi backend kepada Claude atau ChatGPT di Malaysia? Susunan ejen AI: pembantu anda di tengah, lejar Malaysia yang asli-MCP di bawahnya, dan kontrak keselamatan di antaranya.
- [Invois berulang & bil langganan untuk perniagaan Malaysia, dalam bahasa mudah](https://taokeh.my/panduan/invois-berulang-bil-langganan): Cara menjalankan bil berulang dengan betul untuk perniagaan langganan atau retainer di Malaysia: keluar automatik lawan draf dahulu, e-Invois LHDN setiap kitaran, mengejar bayaran lewat, dan apa yang perlu dicari dalam perisian.
- [Yuran payment gateway & penyesuaian payout untuk perniagaan Malaysia, dalam bahasa mudah](https://taokeh.my/panduan/yuran-payment-gateway): Kenapa payout dalam bank anda kurang daripada apa yang pelanggan bayar, kenapa merekod jumlah bersih memperkecil kedua-dua hasil dan perbelanjaan, cara catatan kasar-dan-yuran dengan contoh RM1,000, dan cara menyesuaikan payout dengan invois.
- [PERKESO Lindung 24 Jam (SKBBK): apa yang majikan Malaysia potong, dan kenapa maksimumnya RM44.65](https://taokeh.my/panduan/lindung-24-jam-skbbk): Lindung 24 Jam (SKBBK) dipotong daripada gaji pekerja sahaja, tiada syer majikan. Maksimum RM44.65 sebulan ikut Jadual PERKESO. Siapa dilindungi dan cara meremit.
- [Hasil tertunda & MFRS 15 untuk PKS Malaysia, dalam bahasa mudah](https://taokeh.my/panduan/hasil-tertunda-mfrs15): Apa itu hasil tertunda, kenapa mengiktiraf pelan tahunan sekali gus menyeleweng untung rugi anda, bagaimana pelepasan bulanan berfungsi di bawah MFRS 15, dan di mana SST masuk — untuk perniagaan langganan dan retainer di Malaysia.
- [Shopify dan e-Invois LHDN di Malaysia: jualan mana yang anda perlu hantar](https://taokeh.my/panduan/shopify-e-invois): Kalau anda menjual di Shopify dan juga di marketplace, hanya satu daripadanya milik anda untuk di-e-Invois. Bagaimana "merchant of record" menentukannya, apa yang LHDN terbitkan tentang platform e-dagang, dan cara mengasingkan kedua-duanya dalam buku akaun.
- [Shopee ambil kira-kira 21% — berapa sebenarnya sampai ke poket, dan cara mencatatnya](https://taokeh.my/panduan/yuran-shopee-dalam-buku-akaun): Pada sepuluh pesanan sebuah kedai Shopee Malaysia yang disesuaikan hingga ke sen, platform mengambil 20.9% nilai barang — bukan komisen 5–8%. Cara mencatatnya.
- [e-Invois Shopee: apa penjual perlu buat, dan apa Shopee buat untuk anda](https://taokeh.my/panduan/e-invois-shopee): Jika anda menjual di Shopee di Malaysia, platform yang mengeluarkan e-Invois bagi pesanan itu, bukan anda. Apa yang LHDN terbitkan tentang platform e-dagang, apa yang anda masih perlu simpan, dan kesilapan yang menghantar satu jualan dua kali.
- [Perisian perakaunan AI di Malaysia: apa maksudnya sebenarnya (2026)](https://taokeh.my/panduan/perisian-perakaunan-ai-malaysia): Empat perkara berbeza dijual sebagai “perisian perakaunan AI” di Malaysia. Apa sebenarnya setiap satu, soalan yang membezakannya semasa demo, dan di mana Taokeh berdiri.
- [Bagaimana AI mencatat transaksi perakaunan: draf, bukan catatan](https://taokeh.my/panduan/bagaimana-ai-mencatat-transaksi-perakaunan): Beza antara AI yang merangka catatan dan AI yang mencatat ialah keseluruhan soalan keselamatan. Apa itu draf, siapa meluluskannya, dan apa perlu ditanya kepada vendor.
- [Penyesuaian bank dengan AI di Malaysia: apa yang benar dan apa yang pemasaran](https://taokeh.my/panduan/penyesuaian-bank-ai-malaysia): Apa yang AI benar-benar buat pada penyata bank Malaysia: padanan, cadangan dan ingatan yang dipelajari. Apa yang ia tidak boleh buat, dan soalan sebelum anda membeli.
- [Menyambungkan pembantu AI anda sendiri ke buku akaun: apa perlu dicari](https://taokeh.my/panduan/sambung-pembantu-ai-sendiri-ke-buku-akaun): Bawa-AI-sendiri diterangkan secara mudah: apa itu penyambung, kenapa ia mengatasi chatbot terbina, dan cara menyemak sama ada perisian perakaunan membenarkannya.
- [AI dan e-Invois LHDN: di mana ia membantu, dan di mana peraturan tetap mengikat](https://taokeh.my/panduan/ai-e-invois-lhdn-myinvois): Di mana AI benar-benar membantu e-Invois LHDN — pengambilan, semakan medan, menangkap apa yang akan ditolak — dan di mana peraturan MyInvois, bukan AI, menentukan hasilnya.
- [Imbasan resit dan dokumen dengan AI: kosnya dan apa yang ia simpan](https://taokeh.my/panduan/imbasan-resit-ai-malaysia): Bagaimana imbasan dokumen AI benar-benar berfungsi, kenapa ia bermeter, rupa elaun yang adil, dan kenapa menyimpan fail asal lebih penting daripada ketepatan pengekstrakan.
- [Adakah perisian perakaunan AI selamat untuk PKS Malaysia?](https://taokeh.my/panduan/adakah-perisian-perakaunan-ai-selamat): Lima soalan keselamatan yang wajar ditanya tentang AI dalam buku akaun — hak mencatat, jejak audit, siapa boleh menyambung, ke mana data pergi, dan PDPA.
- [Berapa kos simpan kira di Malaysia: julat harga sebenar dan apa yang menentukannya](https://taokeh.my/panduan/kos-simpan-kira): Berapa PKS Malaysia bayar untuk simpan kira sebulan: julat pasaran mengikut jumlah transaksi, apa yang menaikkan yuran, dan soalan sebelum tandatangan.

## About
- Product: Taokeh (accounting + e-Invoice + payroll SaaS for Malaysian SMEs)
- Operator / legal entity: Enya Venture (Malaysia)
- Region served: Malaysia
- Languages: English and Bahasa Malaysia (append ?lang=bm to most marketing pages)
- Contact: hello@taokeh.my
- Full text of every guide: https://taokeh.my/llms-full.txt

## Legal
- [Terms](https://taokeh.my/terms)
- [Privacy](https://taokeh.my/privacy)
- [PDPA Notice](https://taokeh.my/pdpa)
- [Data Processing Agreement](https://taokeh.my/dpa)
- [Acceptable Use](https://taokeh.my/acceptable-use)
- [Cookies](https://taokeh.my/cookies)
- [Refund Policy](https://taokeh.my/refund-policy)